Shagmiser Journal

A running diary of Internet Marketing tips and hints, some of the projects I'm involved in, and useful thoughts (I hope) about how to put some extra change in your pocket.

Wednesday, June 17, 2015

Is Last Pass the Best Password Helper / Tracker / Vault Protector?

LastPass

Five Best Password Managers
LastPass is clearly the juggernaut here, and for good reason. The service was one of the first well-rounded password managers available, and one of the first that really made it easy to store all of your passwords either online and synced with other computers and devices, or locally on one device. In short, LastPass remembers your passwords so you don't have to, and makes it easy to audit your passwords, use stronger passwords in general, and even automatically change a password for you if a service has been hacked or compromised. LastPass supports two-factor authentication for your password vault using Google Authenticator, USB devices (using a method we've outlined before), or a YubiKey, The service picked up a much-needed update a year or so ago to streamline the UI and make it easier to use, and sports a number of additional features like credit monitoring, secure password and document storage (and sharing), notifications when a site you have an account with has been hacked, tools to autofill forms and streamline online shopping, and more. LastPass supports Windows, OS X, Linux, Android, iOS, Windows Phone, and Blackberry, and has plugins for Chrome, Firefox, Safari, Opera, and Internet Explorer. It's free to download and use, but if you want its best features and the mobile apps, you'll need to upgrade to LastPass Premium, at $12/yr.
How to Audit and Update Your Passwords After a Service Gets Hacked
When something like a password database compromise happens, it's a good time to reassess your… Read more
LastPass' nomination thread was huge, with many of you showing your support for the app because it's made securing your online life easier in some shape or form. Many of you explained that you use LastPass so you don't use the same password on every site (which you absolutely shouldn't do), or so you don't have to write down passwords and risk losing them in a disaster, misplacing them, or accidentally letting someone else get a hold of them. Many of you praised LastPass' own security for keeping your data safe, and for—that one time they thought they may have been hacked—promptly locking everyone's data down, making sure they were in the clear, and encouraging users to take additional steps to protect themselves. If you want to learn more about LastPass, they stopped by to tell us the story behind the app not too long ago, and you can read their nomination thread here.
Posted by Dick Hale at 10:03 AM No comments:

Monday, March 31, 2014

Russell Brunson's ClickFunnel Video Prelaunch

Russell is about to launch a new all encompassing project ClickFunnels. Watch the video to see what all the fuss is about!


Post by ClickFunnels.
Posted by Dick Hale at 7:45 PM No comments:

Saturday, January 04, 2014

Bona Fide Graphics Firesale



"Grab these awesome graphics for your website!"

I've just launched my first ever Graphics Firesale:
http://www.bonafidegraphicsfiresale.com


My partner and his team spent the better part of the past year creating this package for you, and I'm really proud of the end result.

When you see the quality of these graphics, you'll understand why I'm very excited about it.

I should also mention... the price will make you happy too :-)

I'd be honored if you would check this out today:
http://www.bonafidegraphicsfiresale.com

It will be online for just a few weeks at this price, so don't delay.

Have a great day!
R. David
Posted by Dick Hale at 5:30 PM No comments:

Friday, June 07, 2013

Jeanne and the Z Group Visit Brookgreen Gardens

Jeanne and the Z Group Visit Brookgreen Gardens
Posted by Dick Hale at 5:58 PM No comments:

Tuesday, November 13, 2012

How to Devise Passwords That Drive Hackers Away

This is a reprint of an article posted by Nicole Perlroth in the New York Times, Business Day, Personal Touch section. I thought it important enough yo re-post it in my blog.

If you'd like to read the original article, click the following link:

http://www.nytimes.com/2012/11/08/technology/personaltech/how-to-devise-passwords-that-drive-hackers-away.html?ref=personaltechemail&nl=technology&emc=edit_ct_20121108&_r=1&

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

How to Devise Passwords That Drive Hackers Away

By NICOLE PERLROTH
Published: November 7, 2012
Not long after I began writing about cybersecurity, I became a paranoid caricature of my former self. It’s hard to maintain peace of mind when hackers remind me every day, all day, just how easy it is to steal my personal data.

Within weeks, I set up unique, complex passwords for every Web site, enabled two-step authentication for my e-mail accounts, and even covered up my computer’s Web camera with a piece of masking tape — a precaution that invited ridicule from friends and co-workers who suggested it was time to get my head checked.

But recent episodes offered vindication. I removed the webcam tape — after a friend convinced me that it was a little much — only to see its light turn green a few days later, suggesting someone was in my computer and watching. More recently, I received a text message from Google with the two-step verification code for my Gmail account. That’s the string of numbers Google sends after you correctly enter the password to your Gmail account, and it serves as a second password. (Do sign up for it.) The only problem was that I was not trying to get into my Gmail account. I was nowhere near a computer. Apparently, somebody else was.
It is absurdly easy to get hacked. All it takes is clicking on one malicious link or attachment. Companies’ computer systems are attacked every day by hackers looking for passwords to sell on auctionlike black market sites where a single password can fetch $20. Hackers regularly exploit tools like John the Ripper, a free password-cracking program that use lists of commonly used passwords from breached sites and can test millions of passwords per second. 

Chances are, most people will get hacked at some point in their lifetime. The best they can do is delay the inevitable by avoiding suspicious links, even from friends, and manage their passwords. Unfortunately, good password hygiene is like flossing — you know it’s important, but it takes effort. How do you possibly come up with different, hard-to-crack passwords for every single news, social network, e-commerce, banking, corporate and e-mail account and still remember them all? 

To answer that question, I called two of the most (justifiably) paranoid people I know, Jeremiah Grossman and Paul Kocher, to find out how they keep their information safe. Mr. Grossman was the first hacker to demonstrate how easily somebody can break into a computer’s webcam and microphone through a Web browser. He is now chief technology officer at WhiteHat Security, an Internet and network security firm, where he is frequently targeted by cybercriminals. Mr. Kocher, a well-known cryptographer, gained notice for clever hacks on security systems. He now runs Cryptography Research, a security firm that specializes in keeping systems hacker-resistant. Here were their tips: 

FORGET THE DICTIONARY If your password can be found in a dictionary, you might as well not have one. “The worst passwords are dictionary words or a small number of insertions or changes to words that are in the dictionary,” said Mr. Kocher. Hackers will often test passwords from a dictionary or aggregated from breaches. If your password is not in that set, hackers will typically move on. 

NEVER USE THE SAME PASSWORD TWICE People tend to use the same password across multiple sites, a fact hackers regularly exploit. While cracking into someone’s professional profile on LinkedIn might not have dire consequences, hackers will use that password to crack into, say, someone’s e-mail, bank, or brokerage account where more valuable financial and personal data is stored. 

COME UP WITH A PASSPHRASE The longer your password, the longer it will take to crack. A password should ideally be 14 characters or more in length if you want to make it uncrackable by an attacker in less than 24 hours. Because longer passwords tend to be harder to remember, consider a passphrase, such as a favorite movie quote, song lyric, or poem, and string together only the first one or two letters of each word in the sentence. 

OR JUST JAM ON YOUR KEYBOARD For sensitive accounts, Mr. Grossman says that instead of a passphrase, he will randomly jam on his keyboard, intermittently hitting the Shift and Alt keys, and copy the result into a text file which he stores on an encrypted, password-protected USB drive. “That way, if someone puts a gun to my head and demands to know my password, I can honestly say I don’t know it.” 

STORE YOUR PASSWORDS SECURELY Do not store your passwords in your in-box or on your desktop. If malware infects your computer, you’re toast. Mr. Grossman stores his password file on an encrypted USB drive for which he has a long, complex password that he has memorized. He copies and pastes those passwords into accounts so that, in the event an attacker installs keystroke logging software on his computer, they cannot record the keystrokes to his password. Mr. Kocher takes a more old-fashioned approach: He keeps password hints, not the actual passwords, on a scrap of paper in his wallet. “I try to keep my most sensitive information off the Internet completely,” Mr. Kocher said. 

A PASSWORD MANAGER? MAYBE Password-protection software lets you store all your usernames and passwords in one place. Some programs will even create strong passwords for you and automatically log you in to sites as long as you provide one master password. LastPass, SplashData and AgileBits offer password management software for Windows, Macs and mobile devices. But consider yourself warned: Mr. Kocher said he did not use the software because even with encryption, it still lived on the computer itself. “If someone steals my computer, I’ve lost my passwords.” Mr. Grossman said he did not trust the software because he didn’t write it. Indeed, at a security conference in Amsterdam earlier this year, hackers demonstrated how easily the cryptography used by many popular mobile password managers could be cracked. 

IGNORE SECURITY QUESTIONS There is a limited set of answers to questions like “What is your favorite color?” and most answers to questions like “What middle school did you attend?” can be found on the Internet. Hackers use that information to reset your password and take control of your account. Earlier this year, a hacker claimed he was able to crack into Mitt Romney’s Hotmail and Dropbox accounts using the name of his favorite pet. A better approach would be to enter a password hint that has nothing to do with the question itself. For example, if the security question asks for the name of the hospital in which you were born, your answer might be: “Your favorite song lyric.” 

USE DIFFERENT BROWSERS Mr. Grossman makes a point of using different Web browsers for different activities. “Pick one browser for ‘promiscuous’ browsing: online forums, news sites, blogs — anything you don’t consider important,” he said. “When you’re online banking or checking e-mail, fire up a secondary Web browser, then shut it down.” That way, if your browser catches an infection when you accidentally stumble on an X-rated site, your bank account is not necessarily compromised. As for which browser to use for which activities, a study last year by Accuvant Labs of Web browsers — including Mozilla Firefox, Google Chrome and Microsoft Internet Explorer — found that Chrome was the least susceptible to attacks. 

SHARE CAUTIOUSLY “You are your e-mail address and your password,” Mr. Kocher emphasized. Whenever possible, he will not register for online accounts using his real e-mail address. Instead he will use “throwaway” e-mail addresses, like those offered by 10minutemail.com. Users register and confirm an online account, which self-destructs 10 minutes later. Mr. Grossman said he often warned people to treat anything they typed or shared online as public record.
“At some point, you will get hacked — it’s only a matter of time,” warned Mr. Grossman. “If that’s unacceptable to you, don’t put it online.”
Posted by Dick Hale at 4:29 PM No comments:

Saturday, March 10, 2012

Hacked E-Mails and Financial Exposure


If you believe your e-mail account has been recently hacked, then you could be opening yourself up to financial exposure. This is a recent FBI fraud alert. Scammers who have hacked your e-mail account look for e-mails to and from your banks, brokers, or other financial institutions. Then they (the scammers posing as you) send out e-mails to those companies asking that funds be wired to them from your account. If you think you're in this situation, notify your financial institution and warn them your e-mail account has been hacked, and to take the appropriate steps to protect your accounts. 

If you receive bounced e-mails that you didn't send, your e-mail password has been altered, or friends have told you they've received emails from you and they knew it wasn't you, then be on high alert. 

Then notify your ISP or wherever you keep your e-mail account that you've been hacked, and change your password, especially if you're using Hot Mail, Yahoo, or some other generic e-mail account.

One of the safest ways I've found is to use your own domain name as your e-mail account. Register a personal domain name with Godaddy.Com, get an e-mail account to go with it, then set that e-mail account up to the highest spam setting there is. Both GoDaddy and Gmail do a pretty good job of protecting your accounts. Read more about all this at one of my older sites, DigitalShores.Com.

The IRS, You, and Your Computer
Keep your tax information safe and secure by using only an e-filing service that is found on www.IRS.gov. Do NOT file using Wi-Fi --- file from a computer that is plugged in to your home network. Keep your antivirus protection up to date, and ignore and delete completely any e-mails saying they are from the IRS, WHY? The IRS only communicates with taxpayers through the USPS.
Posted by Dick Hale at 3:12 PM No comments:
Labels: e-mail account hacked, scammers and e-mail

Monday, January 23, 2012

Are You Considering Re-Financing? Part 1 in a Series

Homeowners who are considering refinancing their home may have a wealth of options available to them. 

However, these same homeowners may find themselves feeling overwhelmed by this wealth of options. This process doesn’t have to be so difficult though. Homeowners can greatly assist themselves in the process by taking a few simple steps. First the homeowner should determine his refinancing goals. Next the homeowner should consult with a refinancing expert and finally the homeowner should be aware that refinancing is not always the best solution. 

Determine Your Goals for Refinancing

The first step in any refinancing process should be for the homeowner to determine his goals and why he is considering refinancing. There are many different answers to this question and none of the answers are necessarily right or wrong. The most important thing is that the homeowner is making a decision which helps him achieve his financial goals. While there are no right or wrong answer to why refinancing should be considered there are, however, certain reasons for refinancing which are very common. These reasons include:
* Reducing monthly mortgage payments
* Consolidating existing debts
* Reducing the amount of interest paid over the course of the loan
* Repaying the loan quicker
* Gaining equity quicker

Although the reasons listed above are not the only reason homeowners might consider refinancing, they are some of the most popular reasons. They are included in this chapter for the purpose of getting the reader thinking. The reader may find their mortgage refinancing strategy fits into one of the above goals or they may have a completely different reason for wanting to re-finance. The reason for wanting to re-finance is not as important as determining this reason. This is because a homeowner, or even a financial advisor, will have a difficult time determining the best refinancing option for a homeowner if he does not know the goals of the homeowner.

Consult with a Refinancing Expert

Once a homeowner has figured out why they want to re-finance, the homeowner should consider meeting with a refinancing expert to determine the best refinancing strategy. This will likely be a strategy which is financially sound but is also still geared to meeting the needs of the homeowner.
Homeowners who feel as though they are particularly well versed in the subject of refinancing might consider skipping the option of consulting with a refinancing expert. However, this is not recommended because even the most educated homeowner may not be aware of the newest refinancing options being offered by lenders.

While not understanding all the options may not seem like a big deal, it can have a significant impact. Homeowners may not even be aware of mistakes they are making but they may here of friends who re-financed under similar conditions and receive more favorable terms. Hearing these scenarios can be quite disheartening for some homeowners especially if they could have saved considerably more while refinancing.

Consider Not Refinancing as a Viable Option

Homeowners who are considering refinancing may realize the importance of evaluating a number of different refinancing options to determine which option is best but these same homeowners may not realize they should also carefully consider not refinancing as an option. This is often referred to as the “do nothing” option because it refers to the conditions which will exist if the homeowner does not make a change in their mortgage situation.

For each refinancing option considered, the homeowner should determine the estimated monthly payment, amount of interest paid during the course of the loan, year in which the loan will be fully repaid and the amount of time the homeowner will have to remain in the home to recoup closing costs associated with refinancing. 

Homeowners should also determine these values for the current mortgage. This can be very helpful for comparison purposes. Homeowners can compare these results and often the best option is quite clear from these numeric calculations. However, if the analysis does not yield a clear cut answer, the homeowner may have to evaluate secondary characteristics to make the best possible decision.



Stay tuned for the next installment ......
Posted by Dick Hale at 5:22 PM No comments:
Labels: refinancing

Friday, June 03, 2011

Why on-page SEO is more vital than ever

This is to be the first in a series on Search Engine Optimization. And we start with on-page SEO.

What is on-page SEO? Well, SEO stands for Search Engine Optimization, and it's the process of making your web pages stand out in the rankings and more search engine visible. On-page SEO is the process of optimizing your titles, descriptions, content, tags, and other factors that make up the structure of your website, to make your web pages more easily found and categorized by the search engine spiders.

In years past, this was considered to be the most important activity for online marketers to tweak in order for them to receive a high score when the search engines actually ranked their web pages. However, times change and the search engine algorithms change along with them, in particular, Google. The most recent emphasis has been towards the use of backlinks or off-page SEO.

Some SEO consultants and watchers have actually begun to suggest that on-page SEO is obsolete. Google was no longer paying any attention to on-page SEO and was totally preoccupied entirely with inbound linking (or backlinks). However, the tide shifts again, and the massive changes that Google instituted in early 2011 - their Farmer/Panda update - has swung the pendulum back to on-page SEO and those critical elements that make up effective SEO.

What Google wants to do is tackle the problem of  "junk" websites head on. They have started to look much more closely at the "quality" of page content, weeding out those with just meaningless, incorrect, irrelevant, and senseless "crap" that make up a lot of web sites. Heavily linked ad and (even) Ad-Sense pages are out. Quality content with useful information is in.

Benefits of Having On-Page SEO

The benefits of focusing on on-page SEO include:

* Control is with the website owner. With off-page SEO, onliOne marketers will have to get in touch with other websites from the same niche, hoping against hope that these individuals will backlink to them. With on-page SEO, they have greater control with their page rankings. As such, they will at least have an idea of what their page rankings are based on their efforts, unlike off-page site optimization that can be quite arbitrary.

* Less burden on the website owner. Off-page SEO can be very time-consuming and requires constant work in order for a website to have achieve and maintain page rankings. With on-page SEO, once you have optimized your pages, you can just leave these alone as long as you do SEO correctly the first time. High quality content remains high quality whatever else goes on around it!

* Your web pages become better focused. With the right keywords in the titles and the body of the text, even a single glance at your website can make both search engine spiders and site visitors understand what your website is about right away. As long as it's done correctly, your efforts in optimizing your web pages will indicate that you're an expert in your niche, making it more likely for your site visitors to trust you and even purchase from you.

* Less focus on competition. If you've ever tried off-page SEO, you know that it feels like you're running a marathon. You contact other websites from your niche to try to get backlinks, but at the same time, you're quite aware of the fact that some of these websites are actually your rivals when it comes to traffic and even sales. With on-page SEO, you become more focused on the content of your websites, and less on your competitors. This allows you to pay more attention to your website so that you can monitor and make changes that will improve your ranking.

Factors to Look for in On-Page SEO

* Content. When it comes to websites, content remains king. In fact, after the last Google update it has been promoted to Emperor! Some people may have thought that they had got away with using black hat techniques in order to get a good page ranking, but the search engines are now starting to catch up with them. While questionable strategies may work for a time, they will eventually be noticed by the search engines, and will be blocked and penalized permanently.

Focus instead on making sure the content of your website deserves a more permanent place in the page rankings. Do bear in mind that content doesn't just refer to the quality of the material in your website; its presentation is also as relevant. Thus, the design, readability, functionality, and layout also play important roles when it comes to content.

* Having a Theme. Having a theme is a big part when it comes to SEO. You can bring more traffic to your website by simply using keywords that have the same theme as your main keyword. For example, if the topic or theme of the content of your website is birthday, some of the related keywords you can include would be candles, cake, balloons, and other keywords that follow the same theme as that. As such, those who are looking for these auxiliary terms will also be able to find your website, increasing your chances of making sales.

* Keywords, links and meta-tags within the site. Do make sure that the keywords, links, and meta-tags in your website are relevant to the content. Furthermore, do check your links and tags if any are broken, or if there are orphan pages, as these can negatively affect your page rankings.
Of course, this doesn't mean that you will simply set aside all of your off-page and offline SEO efforts for on-page SEO. You will need to focus on these factors to ensure that your page rankings will remain high and will not suffer.

* Google update. Google, the foremost search engine today, regularly changes its algorithm used in an attempt to prevent fraudulent websites from getting top page rankings. Even if you're at the top of the list today, you can go down the next day because of the algorithm change. Do check the news for any updates Google, or any other search engines, will make so you can stay on top of these and make changes to your website accordingly. Google's own webmaster guidelines and their informative blogs can be of great assistance.

Here are some additional resources to learn more about on-page SEO:

Brad Callen's new Elite SEO Membership Site - Search Marketing Elite. he will teach you how to get #1 Google rankings that will last a lifetime:
http://shagmiser.bryxen13.hop.clickbank.net

The Magic SEO Book - voted the best SEO book on Clickbank - 10/10!
http://shagmiser.magicseo.hop.clickbank.net

The Total Traffic Formula - a membership based SEO course designed to teach you how to get more traffic to your site:
http://shagmiser.ttformula.hop.clickbank.net
Posted by Dick Hale at 1:31 PM No comments:

Monday, May 23, 2011

Niche Reaper - the Ultimate Niche Discovery Tool


One of the hardest things to do as an Internet Marketer is to find a niche worthy of further exploration, a niche that is not only lucrative, but that people are actually interested in and are willing to plunk out cash for. Enter Matt Garret's new product - Niche Reaper.

However, before I go further, I must admit that there are four things you need to know about Niche Reaper.  

One - it is an incredibly clever new niche research tool that runs 24/7, constantly generating new niche and keyword possibilities.

Two - It is brilliant. If you are a niche marketer, the hardest thing is finding a steady stream of potentially profitable niches to build sites in. The trouble is that although finding niches is easy, finding the quirky ones that people are spending money in - and that everyone else isn't already doing to death - is very time consuming.

Well, not any more. Niche Reaper finds thousands of them every day - you  will never run out and you'll be constantly amazed at the gems it finds.

http://dickhalerecommends.info/nichereaper

Three -  The number that Matt will sell is very limited and well over three fourths the allocation has already been sold. This thing has been selling like hot cakes and at the rate it is going I suspect that the doors will be closed in a few more days. In fact, the last I looked, total sales had just broached 900. That's 90% gone.

That tells you something because it isn't cheap - but for people who do this kind of niche marketing for a living it will save a fortune over the several other services it replaces, and a ton of time.

One person who posted a comment estimates that what NicheReaper gives him instantly every day would take him up to 5 hours of hard work to replicate just a fraction of it by other means.

It is selling so well because it works.

http://dickhalerecommends.info/nichereaper

Four -  Sometime later today or tomorrow, depending on total sales, the price is going up. I'm not sure of the details, but indications from Matt are that the price will increase well before Friday.

He has a best seller on his hands, so I can't blame him - but if you hurry you may be able to beat the rise.

http://dickhalerecommends.info/nichereaper

Posted by Dick Hale at 1:38 PM No comments:
Labels: Automated Niche Research, Niche Marketing, Niche Reaper
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Dick Hale
I am an Internet Marketer Advisor (IMA)and Consultant. I am retired, work from home, and supplement my meager retirement income with IM projects earning me passive (recurring) income through automated, "set and forget" systems.
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